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Property investment stats for Whitstable, South East

A complete guide to property investment in Whitstable.

Last updated: 18 September 2025

Investment summary

Whitstable combines coastal charm with a property market that has seen a mix of recent change and longer-term growth. Investors will note the capital growth over three years of 5.3%, with annualised growth at 1.7%, though the past year has seen values change by -5.7%. The area’s housing stock is dominated by owner-occupiers, sitting in the 87th percentile nationally, while private renting is less common. Affordability is a mixed picture: the price-to-income ratio of 7.5 signals a stretch for some buyers, and the rent-to-income ratio of 28.2% may limit rental demand from lower earners.

Properties tend to linger on the market for 98 days, and sellers are typically accepting a median discount of £7,500 (the typical achieved discount), suggesting buyers have some negotiating power. The median price per square foot stands at £432 per sq ft, with a typical three-bedroom house asking £436,250 and renting for £1,475.

Image of Whitstable, South East

Key investment stats for Whitstable

Median price per sq ft

£432 / sq ft

Average rental yield

4.7%

Capital growth (1y)

-5.7%

Sales in past year

442

* Property stats calculated for last full calendar year (2024).

Live property stats in Whitstable

Live prices in Whitstable, South East

* Extreme prices clipped for legibility

Properties for sale

Median price

£445,000

25% of properties below...

£350,000

75% of properties below...

£625,000

Most expensive property

£2,950,000

Live listings

457

Median days on market

98

Should you invest in Whitstable?

Opportunities

  • The strong rental yields of 4.7% in the top-performing postcode district CT5 make certain parts of Whitstable attractive for income-focused investors.
  • Owner-occupation is high, which can help underpin long-term stability and reduce turnover risk in the neighbourhood.
  • The median discount of £7,500 (the typical achieved discount) on achieved prices gives buyers room to negotiate and potentially secure better value.

Risks

  • The capital growth over 1 year of -5.7% shows recent price changes that may concern those seeking short-term gains.
  • The rent-to-income ratio of 28.2% could limit the pool of renters able to afford current asking rents, especially with a smaller proportion of private renters in the area.
  • With properties taking 98 days to sell on average, liquidity may be an issue if you need to exit quickly.

Outlook

The property market in Whitstable is likely to remain steady, shaped by its high owner-occupier base and a population skewed towards older residents (with those over 60 in the 93rd percentile). Investors should not expect rapid turnover or a surge in young renter demand, given the low proportion of residents in their 20s and 30s.

While the annualised growth over three years of 1.7% shows some resilience, the recent 1-year capital growth of -5.7% is a reminder to focus on income and negotiation rather than quick capital gains. Rental yields, particularly in the best-performing postcode, are a bright spot for those prioritising steady income. The ongoing median discount on sales prices and properties spending 98 days on the market point to a buyer-friendly environment in the near term.

Live properties in Whitstable

Investment properties in Whitstable, South East

3 bedroom semi-detached house for sale
45% below median price

£330,000 - Offers in Excess of

3 bedroom semi-detached house for sale

Seasalter Lane, Seasalter, Whitstab...

Properties needing refurbishment in Whitstable, South East
Needs Refurb
1 bedroom apartment for sale
On market for 174 days

£155,000

1 bedroom apartment for sale

Wraik Hill, Whitstable

Slow to sell properties in Whitstable, South East
Slow to Sell
2 bedroom flat for sale
Reduced by 23%

£170,000 - Guide Price

2 bedroom flat for sale

Horsebridge Road, Whitstable, Kent

Big price drop properties in Whitstable, South East
Big Price Drop
4 bedroom detached house for sale
5,911 sq ft

£2,750,000 - Guide Price

4 bedroom detached house for sale

Willow Road, Whitstable

Properties with planning granted in Whitstable, South East
Planning Granted
2 bedroom park home for sale
47% below median price

£190,000

2 bedroom park home for sale

Seasalter Lane, Whitstable, CT5

Low price-per-sq-ft properties in Whitstable, South East
Low Price per Sq Ft
2 bedroom park home for sale
46% below median price

£175,000 - Guide Price

2 bedroom park home for sale

Faversham Road, Seasalter, Whitstab...

Auction properties in Whitstable, South East
Auction

Achieved vs asking prices

Key takeaway: Balanced market

On average, properties sell slightly below asking; careful comp analysis is key.

Headline stats

• Median discount: £7,500

• 1 in 4 properties sell at > £15,000 below asking

• 1 in 10 properties sell at > £25,000 below asking

In percentage terms:

• Median discount of 1.8%

• 25% of properties discounted by > 3.4%

• 10% of properties discounted by > 5.4%

Best places to invest in Whitstable

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1CT54.7%1.7%£431 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.