Property investment stats for Haverhill, East of England

• The average rental yield of 5.3% and the top postcode district yield of 5.2% both point to decent income potential for landlords.
• With a price-to-income ratio of 5.0, affordability is better than in many other southern English towns, supporting end-user demand and reducing downside risk.
• The median asking rent for a 3-bedroom house is £1,225, which, when set against sale prices, may offer a good balance between cash flow and capital outlay.

• The capital growth over the past year of -3.1% suggests recent price trends have been less favourable, so investors should be cautious about short-term gains.
• Social rented housing is in the 71st percentile, which could limit the size of the private rental market and affect tenant demand in some segments.
• The median discount of £5,000 (the typical achieved discount) means buyers may need to negotiate hard or be patient to achieve their desired price.

Looking ahead, Haverhill's fundamentals suggest a market that is neither overheated nor stagnant. The three-year capital growth of 12.1% and annualised growth of 3.9% show that, over time, there has been real progress for those willing to hold. Liquidity remains reasonable, with properties spending a median of 47 days on the market and a steady flow of transactions each year.

Affordability, reflected in the price-to-income ratio of 5.0 and rent-to-income ratio of 24.5%, should help support both sales and rental demand. While the most recent year has seen prices adjust, the broader trend suggests Haverhill is a market for investors with a longer-term view rather than those chasing quick wins.