Property investment stats for North Finchley, North London

• The private rented sector is one of the largest in Britain, in the 93rd percentile, supporting consistent tenant demand.
• Average rental yields of 5.3% and a top postcode district yield of 5.3% are competitive for London investors.
• The area attracts a highly educated and professional population, both in the 88th percentile, which can underpin demand for quality rental properties.

• Affordability remains a challenge, with a price-to-income ratio of 7.5 and a rent-to-income ratio of 30.4%, which may limit future growth.
• Capital growth has been modest, with a 1-year change of 1.1% and annualised 3-year growth of 0.4%, so investors seeking rapid appreciation may be disappointed.
• Properties spend an average of 74 days on the market, so liquidity may not be as high as in more central or rapidly moving areas.

The outlook for North Finchley is steady, with little sign of dramatic shifts in either direction. Given the high proportion of private renters and families, the area is likely to retain its appeal for those seeking stable rental income. Median asking prices for both 3-bedroom houses (£700,000) and 2-bedroom flats (£450,000) reflect typical London affordability challenges, but this is offset by strong tenant demand.

Rental values are robust, with median rents for a 3-bedroom house at £2,700 and for a 2-bedroom flat at £2,100. Investors can expect a market defined by long-term stability rather than short-term booms. With annual sales at 334 and a median achieved minus asking price of £10,000 (the typical achieved discount), there is room for negotiation but not deep discounts. North Finchley is best suited to investors who value consistency and long-term growth potential over rapid gains.