Property investment stats for Finchley (Central), North London
A complete guide to property investment in Finchley.
Last updated: 18 September 2025
Investment summary
Finchley (Central) sits comfortably within North London, attracting a broad mix of residents with its distinctly suburban feel and strong transport links. The area is marked by a high proportion of private rented housing in the 96th percentile, which is typical for London and signals robust demand from renters. With a median sale price of a 3-bedroom house at £815,000 and a median rent for the same size at £3,500, investors can see how the numbers stack up for typical family homes. The median price per square foot stands at £635 per sq ft, reflecting the premium attached to this part of the capital.
Rental yields are solid, with an average yield of 4.6% and the top postcode district in the area offering 4.7%. Liquidity is reasonable, with annual sales at 197 and homes spending a median of 70 days before being snapped up.
Key investment stats for Finchley
Median price per sq ft
£635 / sq ft
Average rental yield
4.6%
Capital growth (1y)
1.3%
Sales in past year
197
* Property stats calculated for last full calendar year (2024).
Live property stats in Finchley
Live prices in Finchley (Central), North London
* Extreme prices clipped for legibility
Properties for sale
Median price
£600,000
25% of properties below...
£450,000
75% of properties below...
£1,175,000
Most expensive property
£4,500,000
Live listings
246
Median days on market
70
Should you invest in Finchley?
Opportunities
- The area boasts a high proportion of degree-educated residents in the 93rd percentile and professionals and managers also in the 93rd percentile, supporting stable rental demand.
- With the rent-to-income ratio at 29.9%, rental levels are strong relative to local incomes, favouring landlords.
- The median achieved minus asking price of £10,000 (the typical achieved discount) suggests there is room for negotiation, which could benefit buyers seeking value.
Risks
- The price-to-income ratio of 8.3 indicates that affordability is stretched, which could limit future price growth or make it harder for renters to save for deposits.
- With capital growth over three years at 0% and annualised growth at 0%, investors should temper expectations for short-term appreciation.
- The high proportion of private rented housing means competition among landlords could be fierce, especially if supply increases.
Outlook
Looking ahead, Finchley (Central) is likely to remain attractive to renters and investors seeking steady returns rather than rapid capital growth. The 1-year capital growth of 1.3% shows modest movement, but the area's long-term stability is a key draw for those with patience.
Given the strong professional and degree-educated resident base, demand for quality rental properties should remain resilient. Affordability will be a challenge, as reflected in the price-to-income ratio of 8.3, but this is par for the course in much of London. Overall, Finchley (Central) offers a balanced proposition: not the place for quick wins, but a solid bet for those who value liquidity, rental demand and long-term stability.
Property market trends in Finchley
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Live properties in Finchley
Investment properties in Finchley (Central), North London
£300,000 - Guide Price
3 bedroom flat for sale
Eversleigh Road, London, N3
£1,495,000
6 bedroom detached house for sale
Hendon Lane, Finchley
£625,000 - Guide Price
2 bedroom flat for sale
Embassy Lodge, Finchley, N3
£1,695,000 - Guide Price
5 bedroom detached house for sale
Parklands Drive, Finchley, N3
£475,000
3 bedroom apartment for sale
Station Road, London, Finchley, N3
Achieved vs asking prices
Key takeaway: Balanced market
On average, properties sell slightly below asking; careful comp analysis is key.
Headline stats
• Median discount: £10,000
• 1 in 4 properties sell at > £23,750 below asking
• 1 in 10 properties sell at > £60,000 below asking
In percentage terms:
• Median discount of 1.4%
• 25% of properties discounted by > 3.8%
• 10% of properties discounted by > 5.2%
Best places to invest in Finchley
Top postcodes for rental yield and (annualised) capital growth
Nearby and related areas
Data sources
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.