Property investment stats for Finchley, North London

• The average rental yield stands at 5.1%, with the top-performing postcode district offering 5.3%, which is attractive for London investors focused on income.
• Achieved prices are close to asking, with a median gap of £10,000 (the typical achieved discount), indicating relatively strong buyer interest and negotiation power for sellers.
• With annual sales at 555 and properties spending an average of 73 days on the market, liquidity remains reasonable for those looking to enter or exit the market.

• Capital growth has changed by 0.3% over one year and by -1.4% over three years, with an annualised three-year rate of -0.5%, which may concern those focused on short-term appreciation.
• The price-to-income ratio of 7.8 and rent-to-income ratio of 30.4% both highlight affordability pressures that could limit future price and rent rises.
• Owner-occupation is in the 22nd percentile, suggesting the market is heavily skewed towards renters, which can bring volatility if rental demand shifts.

Finchley’s fundamentals point to continued stability, with a highly skilled and professional population and private renting in the 94th percentile, keeping demand for rental properties buoyant. The area’s relatively high price-to-income and rent-to-income ratios are par for the course in London, but they do put a ceiling on just how much prices and rents can stretch in the near term.

With a median price per square foot at £615 per sq ft and a steady flow of transactions at 555 per year, liquidity is likely to remain healthy. Investors should not expect rapid capital growth, given the annualised three-year rate of -0.5%, but can take comfort in the steady rental yields and strong tenant demand. Finchley’s long-term appeal lies in its stability, education levels and professional base, making it a solid if unspectacular choice for those seeking consistent returns rather than quick wins.