A complete guide to property investment in St Albans.
Last updated: 18 September 2025
St Albans stands out for its strong appeal to families, with the proportion of family households in the 90th percentile compared to other areas in Britain. The market here is active, as shown by 992 homes selling each year and properties typically taking 64 days to find a buyer. Affordability is a challenge, with a price-to-income ratio of 7.3, but the area’s high degree-educated and professional population (both in the top five percentiles) suggests a stable, affluent base. Investors will note the average rental yield of 4.7% and capital growth over one year of 0.5%, which points to steady, if unspectacular, returns.
Median price per sq ft
£642 / sq ft
Average rental yield
4.7%
Capital growth (1y)
0.5%
Sales in past year
992
* Property stats calculated for last full calendar year (2024).
Live prices in St Albans, East of England
* Extreme prices clipped for legibility
Median price
£545,000
25% of properties below...
£350,000
75% of properties below...
£795,000
Most expensive property
£2,900,000
Live listings
615
Median days on market
64
Over the next year, I expect St Albans to offer steady, reliable performance rather than rapid growth. The annualised growth over three years of 2.4% and capital growth over three years of 7.4% reflect a market that rewards patience and long-term thinking. Rental demand should remain robust, supported by a high proportion of affluent professionals and managers, and the rent-to-income ratio of 24.1% suggests that rents are sustainable for the local population.
Liquidity remains healthy, with properties typically selling in 64 days, and the median sale and rent prices for three-bedroom houses and two-bedroom flats (£700,000, £2,750, £400,000, £1,750) are likely to hold up well. Overall, St Albans looks set to remain a safe, if unexciting, option for investors who value stability and a strong tenant base.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in St Albans, East of England
£425,000
4 bedroom terraced house for sale
Abbots Park, St. Albans, AL1 1TW
£380,000 - From
2 bedroom apartment for sale
Campbell Wharf, Milton Keynes, MK9
£1,175,000 - Guide Price
3 bedroom detached house for sale
St Peters Close, St Albans, AL1
£519,000 - Guide Price
5 bedroom town house for sale
Abbots Park, St Albans, AL1
£2,250,000 - Guide Price
4 bedroom detached house for sale
Verulam Road, St. Albans, Hertfords...
£95,000 - Guide Price
1 bedroom retirement property for sale
Beaconsfield Road, St. Albans
£335,000 - Guide Price
2 bedroom flat for sale
George Street, St. Albans, AL3
Buyers have some negotiation leverage, but not much.
• Median discount: £5,000
• 1 in 4 properties sell at > £15,000 below asking
• 1 in 10 properties sell at > £27,000 below asking
In percentage terms:
• Median discount of 1.2%
• 25% of properties discounted by > 2.7%
• 10% of properties discounted by > 4.3%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.