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Property investment stats for St Albans, East of England

A complete guide to property investment in St Albans.

Last updated: 18 September 2025

Investment summary

St Albans stands out for its strong appeal to families, with the proportion of family households in the 90th percentile compared to other areas in Britain. The market here is active, as shown by 992 homes selling each year and properties typically taking 64 days to find a buyer. Affordability is a challenge, with a price-to-income ratio of 7.3, but the area’s high degree-educated and professional population (both in the top five percentiles) suggests a stable, affluent base. Investors will note the average rental yield of 4.7% and capital growth over one year of 0.5%, which points to steady, if unspectacular, returns.

Image of St Albans, East of England

Key investment stats for St Albans

Median price per sq ft

£642 / sq ft

Average rental yield

4.7%

Capital growth (1y)

0.5%

Sales in past year

992

* Property stats calculated for last full calendar year (2024).

Live property stats in St Albans

Live prices in St Albans, East of England

* Extreme prices clipped for legibility

Properties for sale

Median price

£545,000

25% of properties below...

£350,000

75% of properties below...

£795,000

Most expensive property

£2,900,000

Live listings

615

Median days on market

64

Should you invest in St Albans?

Opportunities

  • There is a strong, stable demand from families, as shown by the high family household percentile, which can underpin both sales and rental markets.
  • The top postcode district rental yield of 5.0% offers a higher-than-average return for investors targeting the best pockets of the market.
  • A consistently high proportion of professionals and managers means that the area’s rental and sales markets are likely to remain resilient even in tougher economic times.

Risks

  • The price-to-income ratio of 7.3 highlights affordability pressures, which could limit future price growth or restrict the pool of potential buyers.
  • With a median price per sq ft of £642 per sq ft, entry costs are high, making yield compression a risk if rents do not keep pace.
  • The median achieved minus asking price of £5,000 (the typical achieved discount) indicates that buyers are typically negotiating discounts, suggesting sellers may need to be flexible on price.

Outlook

Over the next year, I expect St Albans to offer steady, reliable performance rather than rapid growth. The annualised growth over three years of 2.4% and capital growth over three years of 7.4% reflect a market that rewards patience and long-term thinking. Rental demand should remain robust, supported by a high proportion of affluent professionals and managers, and the rent-to-income ratio of 24.1% suggests that rents are sustainable for the local population.

Liquidity remains healthy, with properties typically selling in 64 days, and the median sale and rent prices for three-bedroom houses and two-bedroom flats (£700,000, £2,750, £400,000, £1,750) are likely to hold up well. Overall, St Albans looks set to remain a safe, if unexciting, option for investors who value stability and a strong tenant base.

Live properties in St Albans

Investment properties in St Albans, East of England

4 bedroom terraced house for sale
38% below median price

£425,000

4 bedroom terraced house for sale

Abbots Park, St. Albans, AL1 1TW

Properties needing refurbishment in St Albans, East of England
Needs Refurb
2 bedroom apartment for sale
On market for 176 days

£380,000 - From

2 bedroom apartment for sale

Campbell Wharf, Milton Keynes, MK9

Slow to sell properties in St Albans, East of England
Slow to Sell
3 bedroom detached house for sale
Reduced by 33%

£1,175,000 - Guide Price

3 bedroom detached house for sale

St Peters Close, St Albans, AL1

Big price drop properties in St Albans, East of England
Big Price Drop
5 bedroom town house for sale
High yield opportunity

£519,000 - Guide Price

5 bedroom town house for sale

Abbots Park, St Albans, AL1

HMO properties in St Albans, East of England
HMO
4 bedroom detached house for sale
2,243 sq ft

£2,250,000 - Guide Price

4 bedroom detached house for sale

Verulam Road, St. Albans, Hertfords...

Properties with planning granted in St Albans, East of England
Planning Granted
1 bedroom retirement property for sale
64% below median price

£95,000 - Guide Price

1 bedroom retirement property for sale

Beaconsfield Road, St. Albans

Low price-per-sq-ft properties in St Albans, East of England
Low Price per Sq Ft
2 bedroom flat for sale
44% below median price

£335,000 - Guide Price

2 bedroom flat for sale

George Street, St. Albans, AL3

Auction properties in St Albans, East of England
Auction

Achieved vs asking prices

Key takeaway: Balanced market

Buyers have some negotiation leverage, but not much.

Headline stats

• Median discount: £5,000

• 1 in 4 properties sell at > £15,000 below asking

• 1 in 10 properties sell at > £27,000 below asking

In percentage terms:

• Median discount of 1.2%

• 25% of properties discounted by > 2.7%

• 10% of properties discounted by > 4.3%

Best places to invest in St Albans

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1AL15.0%2.2%£638 / sq ft
2AL44.4%2.5%£597 / sq ft
3AL34.0%2.5%£599 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.