A complete guide to property investment in Loughton.
Last updated: 18 September 2025
Loughton has a steady property market with a mix of families, professionals and a notable student presence, reflected in its high families household percentile and strong representation of professionals and managers. The local housing stock is balanced between owner-occupiers and private renters, while social rented housing makes up a moderate share. Average rental yields sit at 5.7%, and recent capital growth over one year is neutral at 0%, with longer-term three-year growth of 5.3%. Properties are typically on the market for about 55 days, suggesting healthy liquidity without being frantic.
Affordability is a mixed picture: the price-to-income ratio stands at 7.2 and the rent-to-income ratio is 32.2%, which may stretch some budgets but aligns with the area's desirability. Median asking prices for homes and flats are at £550,000 and £400,000 respectively, while rents for these properties are £2,150 and £1,788.
Median price per sq ft
£563 / sq ft
Average rental yield
5.7%
Capital growth (1y)
-0.0%
Sales in past year
407
* Property stats calculated for last full calendar year (2024).
Live prices in Loughton, East of England
* Extreme prices clipped for legibility
Median price
£550,000
25% of properties below...
£415,000
75% of properties below...
£1,000,000
Most expensive property
£4,250,000
Live listings
277
Median days on market
55
Looking ahead, Loughton is likely to remain attractive to families and professionals, with the area's demographic mix supporting both the sales and rental markets. While the short-term capital growth has been flat at 0%, the three-year growth of 5.3% and annualised growth of 1.7% suggest a measured but positive trend over time.
Rental yields are expected to hold steady around 5.7%, and the market's liquidity should continue to provide opportunities for both buyers and sellers. Affordability may remain a challenge for some, but demand from families and professionals is likely to underpin prices. Investors should view Loughton as a stable, long-term prospect rather than a source of rapid gains.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Loughton, East of England
£500,000 - Guide Price
4 bedroom terraced house for sale
Austen Close, Loughton, IG10
£550,000 - Guide Price
3 bedroom terraced house for sale
Mowbrey Gardens, Loughton, IG10
£300,000 - Guide Price
3 bedroom apartment for sale
High Road, Loughton, IG10
£2,000,000
5 bedroom detached house for sale
The Uplands, Loughton
£1,500,000 - Guide Price
6 bedroom detached house for sale
Fairmeadside, Loughton, Essex, IG10...
Asking and achieved prices are broadly aligned — little negotiation room on average.
• Median discount: £5,000
• 1 in 4 properties sell at > £15,000 below asking
• 1 in 10 properties sell at > £40,000 below asking
In percentage terms:
• Median discount of 0.9%
• 25% of properties discounted by > 2.7%
• 10% of properties discounted by > 4.6%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.