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Property investment stats for Loughton, East of England

A complete guide to property investment in Loughton.

Last updated: 18 September 2025

Investment summary

Loughton has a steady property market with a mix of families, professionals and a notable student presence, reflected in its high families household percentile and strong representation of professionals and managers. The local housing stock is balanced between owner-occupiers and private renters, while social rented housing makes up a moderate share. Average rental yields sit at 5.7%, and recent capital growth over one year is neutral at 0%, with longer-term three-year growth of 5.3%. Properties are typically on the market for about 55 days, suggesting healthy liquidity without being frantic.

Affordability is a mixed picture: the price-to-income ratio stands at 7.2 and the rent-to-income ratio is 32.2%, which may stretch some budgets but aligns with the area's desirability. Median asking prices for homes and flats are at £550,000 and £400,000 respectively, while rents for these properties are £2,150 and £1,788.

Image of Loughton, East of England

Key investment stats for Loughton

Median price per sq ft

£563 / sq ft

Average rental yield

5.7%

Capital growth (1y)

-0.0%

Sales in past year

407

* Property stats calculated for last full calendar year (2024).

Live property stats in Loughton

Live prices in Loughton, East of England

* Extreme prices clipped for legibility

Properties for sale

Median price

£550,000

25% of properties below...

£415,000

75% of properties below...

£1,000,000

Most expensive property

£4,250,000

Live listings

277

Median days on market

55

Should you invest in Loughton?

Opportunities

  • The area offers average rental yields of 5.7%, with the top-performing postcode district achieving 5.7%.
  • The family-friendly demographic (in the 89th percentile for families) supports stable long-term rental demand, especially for larger homes.
  • With 407 annual sales and properties spending around 55 days on the market, there is enough transaction activity to offer liquidity without excessive competition.

Risks

  • The neutral capital growth over one year (0%) means investors should not expect short-term price jumps.
  • Affordability could be a concern for some buyers and renters, given the 7.2 and 32.2% ratios.
  • The median discount of £5,000 (the typical achieved discount) suggests buyers may need to negotiate or be flexible on pricing.

Outlook

Looking ahead, Loughton is likely to remain attractive to families and professionals, with the area's demographic mix supporting both the sales and rental markets. While the short-term capital growth has been flat at 0%, the three-year growth of 5.3% and annualised growth of 1.7% suggest a measured but positive trend over time.

Rental yields are expected to hold steady around 5.7%, and the market's liquidity should continue to provide opportunities for both buyers and sellers. Affordability may remain a challenge for some, but demand from families and professionals is likely to underpin prices. Investors should view Loughton as a stable, long-term prospect rather than a source of rapid gains.

Live properties in Loughton

Investment properties in Loughton, East of England

4 bedroom terraced house for sale
28% below median price

£500,000 - Guide Price

4 bedroom terraced house for sale

Austen Close, Loughton, IG10

Properties needing refurbishment in Loughton, East of England
Needs Refurb
3 bedroom terraced house for sale
On market for 175 days

£550,000 - Guide Price

3 bedroom terraced house for sale

Mowbrey Gardens, Loughton, IG10

Slow to sell properties in Loughton, East of England
Slow to Sell
3 bedroom apartment for sale
Reduced by 14%

£300,000 - Guide Price

3 bedroom apartment for sale

High Road, Loughton, IG10

Big price drop properties in Loughton, East of England
Big Price Drop
5 bedroom detached house for sale
3,788 sq ft

£2,000,000

5 bedroom detached house for sale

The Uplands, Loughton

Properties with planning granted in Loughton, East of England
Planning Granted
6 bedroom detached house for sale
42% below median price

£1,500,000 - Guide Price

6 bedroom detached house for sale

Fairmeadside, Loughton, Essex, IG10...

Low price-per-sq-ft properties in Loughton, East of England
Low Price per Sq Ft

Achieved vs asking prices

Key takeaway: Seller's market

Asking and achieved prices are broadly aligned — little negotiation room on average.

Headline stats

• Median discount: £5,000

• 1 in 4 properties sell at > £15,000 below asking

• 1 in 10 properties sell at > £40,000 below asking

In percentage terms:

• Median discount of 0.9%

• 25% of properties discounted by > 2.7%

• 10% of properties discounted by > 4.6%

Best places to invest in Loughton

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1IG105.7%1.8%£564 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.