A complete guide to property investment in Caterham.
Last updated: 18 September 2025
Caterham offers a blend of family-friendly appeal and solid owner-occupation, with the area sitting in the 88th percentile for families and 77th percentile for owner-occupied homes. The local market has seen capital values change by -4.8% over the last year, while the three-year annualised growth stands at 1.0%. With a price-to-income ratio of 6.1, affordability is reasonable compared to much of the South East. The median price per square foot is £443 per sq ft, and the market is moderately liquid, with properties taking around 65 days to sell.
Rental yields are a notable feature, with an average of 6.4% and the top postcode district achieving 6.8%. The local achieved minus asking price figure of £6,500 (the typical achieved discount) suggests buyers may have some room to negotiate, but not excessively so.
Median price per sq ft
£443 / sq ft
Average rental yield
6.4%
Capital growth (1y)
-4.8%
Sales in past year
299
* Property stats calculated for last full calendar year (2024).
Live prices in Caterham, South East
* Extreme prices clipped for legibility
Median price
£450,000
25% of properties below...
£296,238
75% of properties below...
£625,000
Most expensive property
£2,250,000
Live listings
270
Median days on market
65
Over the next year, investors can expect a market that continues to favour stable, family-oriented demand. The combination of strong owner-occupation and a high proportion of families should underpin prices, even if capital growth remains modest as indicated by the 1.0% figure.
Rental yields are likely to remain a highlight, particularly for those focused on income rather than capital appreciation. With reasonable affordability (as shown by the 6.1 ratio) and a moderate discount between asking and achieved prices, there is scope for careful investors to find value. However, those seeking rapid capital gains or highly liquid exits may find better opportunities elsewhere.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Caterham, South East
£285,000 - Offers in Excess of
2 bedroom flat for sale
Furrows Place, Caterham, CR3
£112,500
1 bedroom retirement property for sale
DENE COURT, STAFFORD ROAD, CATERHAM
£150,000
2 bedroom flat for sale
Pegasus Court, Stafford Road, Cater...
£825,000
5 bedroom detached house for sale
Stanstead Road, Caterham, Surrey, ....
£70,000
1 bedroom flat for sale
Croydon Road, Caterham, Surrey
£430,000 - Guide Price
3 bedroom detached house for sale
Rowley Court, Caterham, CR3
Discounts exist, but they won't transform deal economics on their own.
• Median discount: £6,500
• 1 in 4 properties sell at > £10,000 below asking
• 1 in 10 properties sell at > £24,500 below asking
In percentage terms:
• Median discount of 1.5%
• 25% of properties discounted by > 3.3%
• 10% of properties discounted by > 4.6%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.