Property investment stats for Swanscombe, South East

• The area’s strong average rental yield of 6.3% and even higher yields in the top postcode district (7.1%) make Swanscombe appealing for buy-to-let investors.
• Relatively affordable asking prices for both three-bedroom houses (£450,000) and two-bedroom flats (£292,750) allow for easier entry compared to pricier markets.
• The high proportion of private renters (in the 76th percentile) and families (in the 85th percentile) indicates a reliable pool of tenants, particularly for larger properties.

• One-year capital growth has changed by -0.9%, which could signal short-term volatility or a cooling market.
• Owner-occupation is lower than average (25th percentile), so long-term stability may depend more on the rental sector.
• The rent-to-income ratio of 25.7% could put pressure on affordability for some tenants, potentially limiting future rental growth.

The outlook for Swanscombe remains mildly positive for investors who value rental income over short-term capital appreciation. While capital growth over the past year has changed by -0.9%, the three-year growth figure of 6.7% and annualised growth of 2.2% show that the area can deliver steady, if unspectacular, gains over a longer period.

With a high proportion of families and couples, and a private rental market in the 76th percentile, demand for rental properties should remain resilient. Affordability, with a price-to-income ratio of 4.3, is better than many southern England hotspots, which could help underpin buyer interest. Investors should keep an eye on how tenant affordability evolves, but for now, Swanscombe’s combination of yield, liquidity and tenant demand makes it a solid choice for income-focused landlords.