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Property investment stats for Spalding, East Midlands

A complete guide to property investment in Spalding.

Last updated: 18 September 2025

Investment summary

Spalding offers investors a mix of affordability and stability, with a price-to-income ratio of 3.9 that signals homes are relatively accessible compared to many other parts of the country. The median price per square foot of £212 per sq ft and current median asking sale price for a 3-bedroom house of £262,000 both suggest that buyers can enter the market without the premium seen in larger cities. Rental demand is supported by a private rented housing percentile in the 79th percentile, meaning a significant share of households rent privately, and the average rental yield of 5.4% is competitive for the region.

Liquidity appears healthy, with annual sales of 348 and an average time on the market of 48 days, so properties are moving at a reasonable pace. The median achieved minus asking price of £5,000 (the typical achieved discount) hints that buyers can negotiate on price, but not excessively. However, capital growth has been mixed, with a 1-year change of -3.8% but a 3-year growth of 8.7%, which could appeal to those seeking a longer-term hold.

Image of Spalding, East Midlands

Key investment stats for Spalding

Median price per sq ft

£212 / sq ft

Average rental yield

5.4%

Capital growth (1y)

-3.8%

Sales in past year

348

* Property stats calculated for last full calendar year (2024).

Live property stats in Spalding

Live prices in Spalding, East Midlands

* Extreme prices clipped for legibility

Properties for sale

Median price

£270,000

25% of properties below...

£185,000

75% of properties below...

£350,000

Most expensive property

£1,500,000

Live listings

371

Median days on market

48

Should you invest in Spalding?

Opportunities

  • The average rental yield of 5.4% stands out for the area, especially given the relatively affordable entry prices.
  • A high share of private renters (in the 79th percentile) means ongoing demand for rental properties.
  • The median asking rent for a 3-bedroom house of £985 and for a 2-bedroom flat of £710 both indicate solid rental income potential relative to purchase prices.

Risks

  • The 1-year capital growth of -3.8% highlights some recent volatility in sale prices.
  • The area has a relatively low proportion of professionals and managers (in the 4th percentile) and degree-educated residents (in the 9th percentile), which could limit future price growth.
  • The family household percentile is low (in the 26th percentile), which may affect demand for larger homes.

Outlook

Looking ahead, Spalding’s housing market seems set for steady if unspectacular performance. The annualised growth over three years of 2.8% suggests that while short-term capital gains might be limited, patient investors could still see reasonable returns over time. Rental demand should remain robust, given the high proportion of private renters and the area’s affordability compared to national averages.

With properties spending on average 48 days before sale and a healthy volume of 348, liquidity is not a major concern. Investors may need to be selective and focus on properties that appeal to the area’s strong private rental sector. Overall, Spalding offers a balanced proposition for those willing to prioritise yield and affordability over rapid capital appreciation.

Live properties in Spalding

Investment properties in Spalding, East Midlands

3 bedroom detached house for sale
28% below median price

£210,000

3 bedroom detached house for sale

Rutland Close, Spalding

Properties needing refurbishment in Spalding, East Midlands
Needs Refurb
4 bedroom detached house for sale
7% below median price

£260,000 - Offers Over

4 bedroom detached house for sale

Akita Close, Spalding

Priced to sell properties in Spalding, East Midlands
Priced to Sell
2 bedroom terraced house for sale
On market for 176 days

£150,000

2 bedroom terraced house for sale

Bowditch Road, Spalding

Slow to sell properties in Spalding, East Midlands
Slow to Sell
3 bedroom detached house for sale
Reduced by 21%

£210,000 - Guide Price

3 bedroom detached house for sale

Westlode Street, Spalding

Big price drop properties in Spalding, East Midlands
Big Price Drop
7 bedroom detached house for sale
High yield opportunity

£385,000

7 bedroom detached house for sale

London Road, Spalding

HMO properties in Spalding, East Midlands
HMO
4 bedroom detached house for sale

£525,000 - Guide Price

4 bedroom detached house for sale

Winsover Road, Spalding

Properties with planning granted in Spalding, East Midlands
Planning Granted
1 bedroom barn conversion for sale
38% below median price

£140,000 - Guide Price

1 bedroom barn conversion for sale

High Street, Spalding

Low price-per-sq-ft properties in Spalding, East Midlands
Low Price per Sq Ft
4 bedroom detached house for sale
14% below median price

£280,000 - Guide Price

4 bedroom detached house for sale

Pinchbeck Road, Spalding

Auction properties in Spalding, East Midlands
Auction

Achieved vs asking prices

Key takeaway: Balanced market

Discounts exist, but they won't transform deal economics on their own.

Headline stats

• Median discount: £5,000

• 1 in 4 properties sell at > £9,961 below asking

• 1 in 10 properties sell at > £11,950 below asking

In percentage terms:

• Median discount of 2.1%

• 25% of properties discounted by > 3.7%

• 10% of properties discounted by > 5.0%

Best places to invest in Spalding

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1PE115.2%3.8%£223 / sq ft
2PE124.4%3.7%£233 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.