Property investment stats for Matlock, East Midlands

• The area has delivered consistent capital growth, with a three-year change of 18.1% and annualised growth of 5.7%, which should appeal to investors seeking long-term appreciation.
• The price-to-income ratio of 5.3 suggests homes are relatively affordable compared to many UK markets, supporting a broad base of potential buyers or tenants.
• The top postcode district for rental yield in the area achieves 4.1%, which is a notable benchmark for those targeting higher rental returns.

• The private rented sector is in the 6th percentile nationally, indicating a limited pool of renters and potentially less flexibility for buy-to-let investors.
• The population aged 20-40 is relatively low, both groups sitting in the 16th percentile, which could affect demand for certain types of rental accommodation.
• The median achieved price is £5,000 (the typical achieved discount) below asking, suggesting buyers have room to negotiate and sellers may need to be flexible on price.

Looking ahead, Matlock is likely to see continued stability rather than rapid change. The combination of steady capital growth and moderate rental yields points to a market where long-term investors may benefit most. Affordability remains attractive, with a price-to-income ratio of 5.3 and rent-to-income ratio of 20.1%, which could help underpin demand even if broader economic conditions shift.

Demographics skew older, with the population aged 60 and above in the 81st percentile, and the area is dominated by couples and single occupiers. This could mean that demand for family-sized homes is more limited, but the market for downsizers or professional couples should remain resilient. Overall, Matlock looks set to deliver predictable, if unspectacular, returns for those willing to take a patient approach.