Property investment stats for Chesterfield, East Midlands

• Rental yields are attractive, with the top-performing postcode district achieving 5.3% and the area-wide average at 5.4%.
• Liquidity is reasonable, with properties spending a median of 50 days on the market and annual sales at 1,018.
• Asking prices for family-sized homes remain accessible, with the median sale price for a 3-bedroom house at £254,998 and for a 2-bedroom flat at £130,000.

• Capital growth has been subdued, with a one-year change of 0.6% and an annualised three-year rate of 2.0%.
• The proportion of families is low, in the 18th percentile for Britain, which may limit demand for larger properties.
• The single occupier household percentile is high at 91, suggesting a market skewed towards smaller units or transient tenants.

The next 12 months in Chesterfield are likely to see more of the same: steady, unspectacular returns and a market that favours income over capital appreciation. With affordability metrics like the price-to-income ratio at 4.4, there is little sign of overheating. Rental demand should remain solid, given the average yield of 5.4% and a reasonable rent-to-income ratio of 19.8%.

Liquidity is unlikely to be a problem, with median days on market at 50 days and a healthy number of transactions each year. Investors looking for stability and income rather than rapid price growth will find Chesterfield a sensible, if unexciting, option.