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Property investment stats for Lincoln, East Midlands

A complete guide to property investment in Lincoln.

Last updated: 18 September 2025

Investment summary

Lincoln is a city with a strong rental market, supported by a high student population in the 97th percentile and a large proportion of young adults in the 93rd percentile for those aged 20-30. The market is dominated by private rentals, sitting in the 82nd percentile, while owner-occupation is much lower compared to other parts of Britain. Affordability is a notable feature, with a price-to-income ratio of 4.1 and a rent-to-income ratio of 23.1%, making the area accessible for both buyers and tenants. The median price per square foot stands at £220 per sq ft, and liquidity is reasonable with properties spending an average of 63 days on the market.

Image of Lincoln, East Midlands

Key investment stats for Lincoln

Median price per sq ft

£220 / sq ft

Average rental yield

6.0%

Capital growth (1y)

-0.3%

Sales in past year

1,124

* Property stats calculated for last full calendar year (2024).

Live property stats in Lincoln

Live prices in Lincoln, East Midlands

* Extreme prices clipped for legibility

Properties for sale

Median price

£230,000

25% of properties below...

£170,000

75% of properties below...

£325,000

Most expensive property

£2,500,000

Live listings

978

Median days on market

63

Should you invest in Lincoln?

Opportunities

  • The average rental yield is strong at 6.0%, and the top postcode district achieves 5.9%, making buy-to-let investments attractive.
  • High demand for rental properties is likely, given the large student population in the 97th percentile and a high proportion of young adults.
  • The current median asking rent for both a 2-bedroom flat and a 3-bedroom house is £950 and £950 respectively, suggesting competitive rental income potential across different property types.

Risks

  • Capital growth over the past year has changed by -0.3%, and annualised growth over three years is 1.1%, indicating limited short-term price movement.
  • The area has a relatively high unemployment rate in the 84th percentile, which could impact rental affordability and tenant stability.
  • The proportion of families is low in the 17th percentile, which may limit demand for larger, family-sized homes.

Outlook

Looking ahead, Lincoln is likely to remain a popular choice for renters, especially students and young professionals, due to its strong private rental sector and youthful demographic. The market is expected to see steady rental demand, which should help underpin yields even if capital growth remains muted.

With properties spending an average of 63 days on the market and a healthy volume of 1,124 annual sales, liquidity appears stable. Investors should expect the balance of supply and demand to favour landlords in the near term, particularly for smaller properties. While capital appreciation may be modest, the combination of affordability and robust rental yields makes Lincoln an appealing option for income-focused investors.

Live properties in Lincoln

Investment properties in Lincoln, East Midlands

8 bedroom house of multiple occupation for sale
39% below median price

£350,000 - Fixed Price

8 bedroom house of multiple occupation for sale

Broadgate, Lincoln, LN2

Properties needing refurbishment in Lincoln, East Midlands
Needs Refurb
3 bedroom terraced house for sale
18% below median price

£260,000 - Guide Price

3 bedroom terraced house for sale

Hartsholme Drive, Lincoln, LN6

Priced to sell properties in Lincoln, East Midlands
Priced to Sell
2 bedroom end of terrace house for sale
On market for 178 days

£137,000

2 bedroom end of terrace house for sale

Grace Street, Lincoln

Slow to sell properties in Lincoln, East Midlands
Slow to Sell
3 bedroom semi-detached house for sale
Reduced by 30%

£175,000 - Guide Price

3 bedroom semi-detached house for sale

St Catherines, Lincoln

Big price drop properties in Lincoln, East Midlands
Big Price Drop
5 bedroom terraced house for sale
High yield opportunity

£156,000

5 bedroom terraced house for sale

St Catherines Grove, Lincoln, LN5

HMO properties in Lincoln, East Midlands
HMO
5 bedroom detached house for sale
3,023 sq ft

£950,000

5 bedroom detached house for sale

Northgate, Lincoln, Lincolnshire, L...

Properties with planning granted in Lincoln, East Midlands
Planning Granted
1 bedroom apartment for sale
50% below median price

£72,500

1 bedroom apartment for sale

Cabourne Avenue, Lincoln

Low price-per-sq-ft properties in Lincoln, East Midlands
Low Price per Sq Ft
3 bedroom semi-detached house for sale
46% below median price

£125,000 - Guide Price

3 bedroom semi-detached house for sale

Jellicoe Avenue, LINCOLN, Lincolnsh...

Auction properties in Lincoln, East Midlands
Auction

Achieved vs asking prices

Key takeaway: Balanced market

On average, properties sell slightly below asking; careful comp analysis is key.

Headline stats

• Median discount: £3,500

• 1 in 4 properties sell at > £8,000 below asking

• 1 in 10 properties sell at > £13,200 below asking

In percentage terms:

• Median discount of 1.9%

• 25% of properties discounted by > 4.2%

• 10% of properties discounted by > 6.1%

Best places to invest in Lincoln

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1LN55.9%-0.8%£219 / sq ft
2LN25.3%4.1%£259 / sq ft
3LN65.3%3.1%£246 / sq ft
4LN15.2%0.2%£222 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.