A complete guide to property investment in Lincoln.
Last updated: 18 September 2025
Lincoln is a city with a strong rental market, supported by a high student population in the 97th percentile and a large proportion of young adults in the 93rd percentile for those aged 20-30. The market is dominated by private rentals, sitting in the 82nd percentile, while owner-occupation is much lower compared to other parts of Britain. Affordability is a notable feature, with a price-to-income ratio of 4.1 and a rent-to-income ratio of 23.1%, making the area accessible for both buyers and tenants. The median price per square foot stands at £220 per sq ft, and liquidity is reasonable with properties spending an average of 63 days on the market.
Median price per sq ft
£220 / sq ft
Average rental yield
6.0%
Capital growth (1y)
-0.3%
Sales in past year
1,124
* Property stats calculated for last full calendar year (2024).
Live prices in Lincoln, East Midlands
* Extreme prices clipped for legibility
Median price
£230,000
25% of properties below...
£170,000
75% of properties below...
£325,000
Most expensive property
£2,500,000
Live listings
978
Median days on market
63
Looking ahead, Lincoln is likely to remain a popular choice for renters, especially students and young professionals, due to its strong private rental sector and youthful demographic. The market is expected to see steady rental demand, which should help underpin yields even if capital growth remains muted.
With properties spending an average of 63 days on the market and a healthy volume of 1,124 annual sales, liquidity appears stable. Investors should expect the balance of supply and demand to favour landlords in the near term, particularly for smaller properties. While capital appreciation may be modest, the combination of affordability and robust rental yields makes Lincoln an appealing option for income-focused investors.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Lincoln, East Midlands
£350,000 - Fixed Price
8 bedroom house of multiple occupation for sale
Broadgate, Lincoln, LN2
£260,000 - Guide Price
3 bedroom terraced house for sale
Hartsholme Drive, Lincoln, LN6
£137,000
2 bedroom end of terrace house for sale
Grace Street, Lincoln
£175,000 - Guide Price
3 bedroom semi-detached house for sale
St Catherines, Lincoln
£156,000
5 bedroom terraced house for sale
St Catherines Grove, Lincoln, LN5
£950,000
5 bedroom detached house for sale
Northgate, Lincoln, Lincolnshire, L...
£72,500
1 bedroom apartment for sale
Cabourne Avenue, Lincoln
£125,000 - Guide Price
3 bedroom semi-detached house for sale
Jellicoe Avenue, LINCOLN, Lincolnsh...
On average, properties sell slightly below asking; careful comp analysis is key.
• Median discount: £3,500
• 1 in 4 properties sell at > £8,000 below asking
• 1 in 10 properties sell at > £13,200 below asking
In percentage terms:
• Median discount of 1.9%
• 25% of properties discounted by > 4.2%
• 10% of properties discounted by > 6.1%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.