A complete guide to property investment in Cowes.
Last updated: 18 September 2025
Cowes offers a blend of affordability and steady long-term growth, making it a practical choice for property investors who value a measured approach. The area’s median price per square foot of £305 per sq ft and a price-to-income ratio of 5.6 suggest that buyers are not overstretching themselves, which bodes well for market stability. With a rent-to-income ratio of 25.6%, tenants are unlikely to be under excessive financial pressure, supporting reliable rental demand.
The local market is active, with annual sales of 192 and homes spending a median of 96 days on the market, indicating reasonable liquidity. Investors should note the median discount of £5,000 (the typical achieved discount), which hints at some negotiation room. Recent capital growth has been mixed, but the three-year figure of 8.6% shows there is still upward momentum over the medium term.
Median price per sq ft
£305 / sq ft
Average rental yield
4.7%
Capital growth (1y)
-2.6%
Sales in past year
192
* Property stats calculated for last full calendar year (2024).
Live prices in Cowes, South East
* Extreme prices clipped for legibility
Median price
£350,000
25% of properties below...
£250,000
75% of properties below...
£550,000
Most expensive property
£2,275,000
Live listings
305
Median days on market
96
Looking ahead, Cowes is likely to remain attractive to investors who favour stable yields and a steady, if unspectacular, growth profile. The annualised three-year growth rate of 2.8% indicates that, despite some recent ups and downs, the area has delivered consistent returns over the medium term.
Rental demand appears resilient, supported by a sizable private rented sector (in the 71st percentile nationally) and reasonable affordability metrics. The older population profile may mean less tenant churn, but also slower growth in rental demand from young professionals and families. Overall, investors can expect Cowes to offer reliability rather than rapid gains, with the potential for modest capital appreciation and dependable rental income.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Cowes, South East
£220,000
3 bedroom semi-detached house for sale
Tennyson Road, Cowes
£450,000
4 bedroom detached house for sale
Place Road, Cowes
£165,000
2 bedroom apartment for sale
Egypt Esplanade, Cowes, Isle of Wig...
£2,275,000 - Guide Price
9 bedroom town house for sale
Old Town, Cowes, Isle of Wight
£500,000 - Guide Price
4 bedroom detached house for sale
Leeway House, Mill Hill Road, Cowes
£65,000 - Offers in Region of
2 bedroom bungalow for sale
Gurnard Pines, Cockleton Lane, Cowe...
£225,000 - Guide Price
3 bedroom bungalow for sale
Hilton Road, Cowes, PO31
Discounts exist, but they won't transform deal economics on their own.
• Median discount: £5,000
• 1 in 4 properties sell at > £15,500 below asking
• 1 in 10 properties sell at > £48,000 below asking
In percentage terms:
• Median discount of 2.4%
• 25% of properties discounted by > 4.6%
• 10% of properties discounted by > 7.0%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.