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Property investment stats for Chelmsford, East of England

A complete guide to property investment in Chelmsford.

Last updated: 18 September 2025

Investment summary

Chelmsford offers a balanced mix for property investors, with a solid owner-occupied base and a private rental sector that sits right in the middle of the national range. The area is popular among young professionals and families, with both the 20-30 and 30-40 age groups in the 72nd percentile compared to the rest of Britain. This demographic strength, paired with a degree-educated population in the 62nd percentile and a high proportion of professionals and managers, underpins stable demand for both rental and sale properties.

With the current median asking sale price for a three-bedroom house at £450,000 and the median asking rent for the same at £1,750, affordability is reasonable given the price-to-income ratio of 6.0. Liquidity is healthy, with properties spending around 52 days on the market and a modest median discount of £3,000 (the typical achieved discount).

Image of Chelmsford, East of England

Key investment stats for Chelmsford

Median price per sq ft

£425 / sq ft

Average rental yield

6.0%

Capital growth (1y)

-0.0%

Sales in past year

1,427

* Property stats calculated for last full calendar year (2024).

Live property stats in Chelmsford

Live prices in Chelmsford, East of England

* Extreme prices clipped for legibility

Properties for sale

Median price

£375,000

25% of properties below...

£250,000

75% of properties below...

£550,000

Most expensive property

£2,850,000

Live listings

975

Median days on market

52

Should you invest in Chelmsford?

Opportunities

  • Rental yields are attractive, especially in the top-performing postcode district, which offers a yield of 6.0%.
  • The area’s strong appeal to families and professionals supports steady demand for both houses and flats.
  • The median asking rent for a three-bedroom house is £1,750, which compares favourably with the sale price, supporting income-focused strategies.

Risks

  • Capital growth over the past year has been flat at 0%, so investors looking for short-term appreciation may need patience.
  • The price-to-income ratio of 6.0 suggests affordability is reasonable, but any rapid price increases could stretch local budgets.
  • The rental market is balanced, but with private renting at the national midpoint, there’s no outsized demand to drive yields higher in the near term.

Outlook

Looking ahead, Chelmsford’s property market looks set for steady performance. The annualised growth over three years stands at 2.4%, which is consistent and avoids the volatility seen in some other areas. Rental yields are likely to remain robust, with the average at 6.0% and the top postcode district matching this figure.

Demand from young professionals and families should continue to underpin both sales and lettings. With a healthy sales volume of 1,427 and properties moving in an average of 52 days, liquidity is reassuring. Investors can expect stable conditions, with modest growth likely to continue over the next year.

Live properties in Chelmsford

Investment properties in Chelmsford, East of England

1 bedroom flat for sale
46% below median price

£100,000 - Offers in Region of

1 bedroom flat for sale

Candytuft Road, CHELMSFORD, Essex, ...

Properties needing refurbishment in Chelmsford, East of England
Needs Refurb
4 bedroom link detached house for sale
On market for 178 days

£590,000 - Offers in Excess of

4 bedroom link detached house for sale

Fairway Drive, Chelmsford, CM3

Slow to sell properties in Chelmsford, East of England
Slow to Sell
2 bedroom ground floor flat for sale
Reduced by 25%

£225,000 - Guide Price

2 bedroom ground floor flat for sale

Cedar Avenue, Chelmsford

Big price drop properties in Chelmsford, East of England
Big Price Drop
5 bedroom house of multiple occupation for sale
High yield opportunity

£320,000 - Offers Over

5 bedroom house of multiple occupation for sale

Cramphorn Walk, Chelmsford, Essex, ...

HMO properties in Chelmsford, East of England
HMO
6 bedroom detached house for sale
2,673 sq ft

£990,000 - Offers in Excess of

6 bedroom detached house for sale

Spalding Way, Chelmsford

Properties with planning granted in Chelmsford, East of England
Planning Granted
1 bedroom apartment for sale
63% below median price

£80,000

1 bedroom apartment for sale

Spalding Court, Chelmsford

Low price-per-sq-ft properties in Chelmsford, East of England
Low Price per Sq Ft
2 bedroom flat for sale
49% below median price

£140,000 - Guide Price

2 bedroom flat for sale

179 Pollards Green, Chelmsford, Ess...

Auction properties in Chelmsford, East of England
Auction

Achieved vs asking prices

Key takeaway: Seller's market

Asking and achieved prices are broadly aligned — little negotiation room on average.

Headline stats

• Median discount: £3,000

• 1 in 4 properties sell at > £10,000 below asking

• 1 in 10 properties sell at > £20,000 below asking

In percentage terms:

• Median discount of 0.8%

• 25% of properties discounted by > 2.7%

• 10% of properties discounted by > 4.4%

Best places to invest in Chelmsford

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1CM16.0%1.7%£417 / sq ft
2CM25.8%2.5%£430 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.