A complete guide to property investment in Chatham.
Last updated: 18 September 2025
Chatham stands out for investors looking for a blend of strong rental returns and steady price growth. The area offers average rental yields of 6.1%, which is supported by a sizeable private rented sector and a high proportion of families. Over the past three years, Chatham has seen capital growth of 12.2%, with an annualised rate of 3.9%, suggesting a consistent upward trend.
Affordability is relatively favourable, with a price-to-income ratio of 4.9 and a rent-to-income ratio of 26.4%. Liquidity is healthy, as properties spend an average of 53 days on the market and the median achieved minus asking price is £0 (the typical achieved discount), indicating strong demand.
Median price per sq ft
£344 / sq ft
Average rental yield
6.1%
Capital growth (1y)
3.6%
Sales in past year
805
* Property stats calculated for last full calendar year (2024).
Live prices in Chatham, South East
* Extreme prices clipped for legibility
Median price
£300,000
25% of properties below...
£220,000
75% of properties below...
£411,250
Most expensive property
£1,500,000
Live listings
424
Median days on market
53
Chatham’s property market appears to be on solid ground, with 1-year capital growth of 3.6% and liquidity indicators suggesting ongoing demand. Affordability metrics remain reasonable, which could help support both sales and rental activity even if broader market conditions shift.
Rental yields, particularly in the best-performing districts, are likely to continue attracting investor interest. The large family population and active private rental market underpin stable demand for both houses and flats. Over the next 12 months, investors can expect steady performance, though careful tenant selection and awareness of local employment trends will be important for managing risk.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Chatham, South East
£210,000 - Guide Price
3 bedroom terraced house for sale
Sturla Road, Chatham, ME4
£120,000 - Guide Price
1 bedroom ground floor flat for sale
Birchfields, Walderslade, Chatham, ...
£50,000 - Guide Price
1 bedroom flat for sale
High Street, Chatham, Kent, ME4
£600,000
6 bedroom terraced house for sale
Albany Terrace, Chatham, ME4
£875,000 - Guide Price
5 bedroom detached house for sale
Cormorant, Lords Wood Close, Boxley...
£250,000 - Guide Price
2 bedroom detached house for sale
Lumsden Terrace, Chatham
£90,000 - Guide Price
2 bedroom flat for sale
New Road, Chatham, Kent
Buyers should not expect big bargains — discounts are marginal.
• Median discount: £0
• 1 in 4 properties sell at > £5,000 below asking
• 1 in 10 properties sell at > £10,000 below asking
In percentage terms:
• Median discount of 0.0%
• 25% of properties discounted by > 1.8%
• 10% of properties discounted by > 3.4%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.