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Property investment stats for Chatham, South East

A complete guide to property investment in Chatham.

Last updated: 18 September 2025

Investment summary

Chatham stands out for investors looking for a blend of strong rental returns and steady price growth. The area offers average rental yields of 6.1%, which is supported by a sizeable private rented sector and a high proportion of families. Over the past three years, Chatham has seen capital growth of 12.2%, with an annualised rate of 3.9%, suggesting a consistent upward trend.

Affordability is relatively favourable, with a price-to-income ratio of 4.9 and a rent-to-income ratio of 26.4%. Liquidity is healthy, as properties spend an average of 53 days on the market and the median achieved minus asking price is £0 (the typical achieved discount), indicating strong demand.

Image of Chatham, South East

Key investment stats for Chatham

Median price per sq ft

£344 / sq ft

Average rental yield

6.1%

Capital growth (1y)

3.6%

Sales in past year

805

* Property stats calculated for last full calendar year (2024).

Live property stats in Chatham

Live prices in Chatham, South East

* Extreme prices clipped for legibility

Properties for sale

Median price

£300,000

25% of properties below...

£220,000

75% of properties below...

£411,250

Most expensive property

£1,500,000

Live listings

424

Median days on market

53

Should you invest in Chatham?

Opportunities

  • The top-performing postcode district offers rental yields of 7.8%, which is attractive for yield-focused investors.
  • The area’s high family population (in the 91st percentile) supports demand for larger homes, such as 3-bedroom houses, where the median asking sale price is £325,000 and the median asking rent is £1,450.
  • Chatham’s private rented sector is significant (67th percentile), providing a broad tenant base for future lets.

Risks

  • The degree-educated and professional population is on the lower side (22nd and 28th percentiles), which could limit demand from higher-income tenants or buyers.
  • Unemployment is relatively high (71st percentile), which may affect rental stability or capital appreciation in an economic downturn.
  • The area’s student population is notable (69th percentile), so voids or turnover could be higher in properties targeting this group.

Outlook

Chatham’s property market appears to be on solid ground, with 1-year capital growth of 3.6% and liquidity indicators suggesting ongoing demand. Affordability metrics remain reasonable, which could help support both sales and rental activity even if broader market conditions shift.

Rental yields, particularly in the best-performing districts, are likely to continue attracting investor interest. The large family population and active private rental market underpin stable demand for both houses and flats. Over the next 12 months, investors can expect steady performance, though careful tenant selection and awareness of local employment trends will be important for managing risk.

Live properties in Chatham

Investment properties in Chatham, South East

3 bedroom terraced house for sale
41% below median price

£210,000 - Guide Price

3 bedroom terraced house for sale

Sturla Road, Chatham, ME4

Properties needing refurbishment in Chatham, South East
Needs Refurb
1 bedroom ground floor flat for sale
On market for 177 days

£120,000 - Guide Price

1 bedroom ground floor flat for sale

Birchfields, Walderslade, Chatham, ...

Slow to sell properties in Chatham, South East
Slow to Sell
1 bedroom flat for sale
Reduced by 17%

£50,000 - Guide Price

1 bedroom flat for sale

High Street, Chatham, Kent, ME4

Big price drop properties in Chatham, South East
Big Price Drop
6 bedroom terraced house for sale
High yield opportunity

£600,000

6 bedroom terraced house for sale

Albany Terrace, Chatham, ME4

HMO properties in Chatham, South East
HMO
5 bedroom detached house for sale
2,388 sq ft

£875,000 - Guide Price

5 bedroom detached house for sale

Cormorant, Lords Wood Close, Boxley...

Properties with planning granted in Chatham, South East
Planning Granted
2 bedroom detached house for sale
48% below median price

£250,000 - Guide Price

2 bedroom detached house for sale

Lumsden Terrace, Chatham

Low price-per-sq-ft properties in Chatham, South East
Low Price per Sq Ft
2 bedroom flat for sale
53% below median price

£90,000 - Guide Price

2 bedroom flat for sale

New Road, Chatham, Kent

Auction properties in Chatham, South East
Auction

Achieved vs asking prices

Key takeaway: Seller's market

Buyers should not expect big bargains — discounts are marginal.

Headline stats

• Median discount: £0

• 1 in 4 properties sell at > £5,000 below asking

• 1 in 10 properties sell at > £10,000 below asking

In percentage terms:

• Median discount of 0.0%

• 25% of properties discounted by > 1.8%

• 10% of properties discounted by > 3.4%

Best places to invest in Chatham

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1ME47.8%0.8%£309 / sq ft
2ME55.9%3.7%£363 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.