All investment areas

Property investment stats for Banbury, South East

A complete guide to property investment in Banbury.

Last updated: 18 September 2025

Investment summary

Banbury offers a mix of affordability and demand, with a price-to-income ratio of 4.4 that stands out for the region. The area’s private rented sector is in the 75th percentile, which suggests a strong appetite for rental properties, particularly among younger and working-age tenants. The local housing market has seen capital growth over three years at 9.2%, which annualises to 3.0%. However, the past year has seen capital values change by -1.2%, so investors may want to keep an eye on short-term volatility.

Liquidity appears reasonable, with annual sales at 623 and properties spending an average of 54 days on the market. Achieved prices show a median discount of £5,000 (the typical achieved discount), indicating some room for negotiation but not a market flooded with unsold stock.

Image of Banbury, South East

Key investment stats for Banbury

Median price per sq ft

£323 / sq ft

Average rental yield

5.8%

Capital growth (1y)

-1.2%

Sales in past year

623

* Property stats calculated for last full calendar year (2024).

Live property stats in Banbury

Live prices in Banbury, South East

* Extreme prices clipped for legibility

Properties for sale

Median price

£352,500

25% of properties below...

£250,000

75% of properties below...

£474,750

Most expensive property

£3,000,000

Live listings

450

Median days on market

54

Should you invest in Banbury?

Opportunities

  • The average rental yield in Banbury is 5.8%, and the top postcode district matches this at 5.8%, making it attractive for income-focused investors.
  • Rental demand is supported by a high proportion of private renters and a sizeable young adult population, both in the 80th percentile nationally.
  • Asking rents for 3-bedroom houses and 2-bedroom flats are £1,500 and £1,100 respectively, suggesting robust rental values relative to local incomes.

Risks

  • Capital growth over the past year has changed by -1.2%, so price appreciation is not guaranteed in the short term.
  • The market’s owner-occupation rate is low (25th percentile), which could mean more transient tenancies and potentially higher management costs.
  • Achieved prices show a median discount of £5,000 (the typical achieved discount), so investors may need to price keenly to secure sales.

Outlook

Looking ahead, Banbury’s combination of affordability and demand from renters is likely to continue supporting the private rental sector, especially given the high proportion of younger households. The market’s liquidity, with properties spending an average of 54 days on the market and annual sales at 623, suggests ongoing activity and reasonable prospects for both buyers and sellers.

Rental yields remain attractive at 5.8%, which should help offset any short-term uncertainty in capital values. Over a three-year period, capital growth has averaged 3.0% per year, which may appeal to investors with a longer-term view. I would expect the demand for rental accommodation to remain strong, given the demographic profile and affordability indicators. Investors should monitor capital trends, but Banbury’s fundamentals suggest a stable environment for rental-focused strategies.

Live properties in Banbury

Investment properties in Banbury, South East

3 bedroom semi-detached house for sale
32% below median price

£275,000

3 bedroom semi-detached house for sale

Cherry Road, Banbury

Properties needing refurbishment in Banbury, South East
Needs Refurb
3 bedroom semi-detached house for sale
18% below median price

£235,000 - Guide Price

3 bedroom semi-detached house for sale

26 Portway Banbury OX16 1QQ

Priced to sell properties in Banbury, South East
Priced to Sell
1 bedroom apartment for sale
On market for 178 days

£165,000

1 bedroom apartment for sale

Horse Fair, Banbury

Slow to sell properties in Banbury, South East
Slow to Sell
1 bedroom flat for sale
Reduced by 32%

£75,000

1 bedroom flat for sale

Merisham Court, Banbury

Big price drop properties in Banbury, South East
Big Price Drop
5 bedroom terraced house for sale
High yield opportunity

£450,000 - Offers in Excess of

5 bedroom terraced house for sale

Banbury, Oxfordshire, OX16

HMO properties in Banbury, South East
HMO
4 bedroom terraced house for sale
2,027 sq ft

£815,000

4 bedroom terraced house for sale

OXFORD ROAD, BANBURY

Properties with planning granted in Banbury, South East
Planning Granted
2 bedroom retirement property for sale
73% below median price

£55,000 - Guide Price

2 bedroom retirement property for sale

Spencer Court, Britannia Road, Banb...

Low price-per-sq-ft properties in Banbury, South East
Low Price per Sq Ft
4 bedroom terraced house for sale
53% below median price

£425,000 - Guide Price

4 bedroom terraced house for sale

Banbury, Oxfordshire, OX16

Auction properties in Banbury, South East
Auction

Achieved vs asking prices

Key takeaway: Balanced market

Buyers have some negotiation leverage, but not much.

Headline stats

• Median discount: £5,000

• 1 in 4 properties sell at > £10,000 below asking

• 1 in 10 properties sell at > £13,000 below asking

In percentage terms:

• Median discount of 1.7%

• 25% of properties discounted by > 3.1%

• 10% of properties discounted by > 4.3%

Best places to invest in Banbury

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1OX165.8%3.6%£329 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.