Property investment stats for Westminster, South West London

• Rental yields are robust for prime London, with the average at 4.9%, and the top postcode district also delivering 4.9%.
• The large student and young professional population (both in the 90th percentile or higher) supports consistent rental demand.
• Liquidity is reasonable for the area, with annual sales at 212 and properties spending an average of 105 days on the market.

• Capital growth over the past year has changed by -22.3%, which may concern those seeking short-term gains.
• The price-to-income and rent-to-income ratios of 11.6 and 54.1% respectively, signal affordability pressures even by London standards.
• The median gap between achieved and asking prices is £30,000 (the typical achieved discount), suggesting buyers are negotiating harder or sellers are adjusting expectations.

Westminster’s property market is likely to remain stable over the next year, supported by a high proportion of renters and a steady influx of young, degree-educated professionals. While the annualised capital growth over three years sits at 0.9%, the recent 1-year change of -22.3% could signal a period of price adjustment or consolidation rather than rapid appreciation.

Affordability will continue to be a challenge, given the 11.6 price-to-income and 54.1% rent-to-income ratios, but rental demand should remain resilient. Investors should not expect rapid capital growth in the near term, but the area’s long-term stability and prestige are likely to underpin values. Liquidity should remain reasonable, as evidenced by the current 105 days to sell and 212 annual transactions. Westminster will likely continue to appeal to those valuing security and rental demand over quick wins.