A complete guide to property investment in Clay Cross.
Last updated: 18 September 2025
Clay Cross has seen notable house price growth over the past three years, with a capital growth 3y of 14.2% and an annualised growth 3y of 4.5%. However, the past year has brought some cooling, as shown by the capital growth 1y of -1.9%. The area offers relatively affordable entry points, with a median price per sq ft of £218 per sq ft and a price-to-income ratio of 5.4, which suggests a more accessible market for buyers compared to many parts of the country. Rental yields are attractive, with a rental_yield of 6.5%, and the top-performing postcode district also offers robust returns at 6.0%.
Liquidity is steady, with annual sales of 128 and a days on market figure of 65 days, indicating reasonable demand. The achieved prices are typically below asking, with a median achieved minus asking price of £4,500 (the typical achieved discount), so negotiation is part of the process.
Median price per sq ft
£218 / sq ft
Average rental yield
6.5%
Capital growth (1y)
-1.9%
Sales in past year
128
* Property stats calculated for last full calendar year (2024).
Live prices in Clay Cross, East Midlands
* Extreme prices clipped for legibility
Median price
£311,500
25% of properties below...
£203,738
75% of properties below...
£396,238
Most expensive property
£995,000
Live listings
120
Median days on market
65
Looking ahead, Clay Cross offers a mixed picture. The combination of strong rental yields of 6.5% and ongoing affordability, as seen in the price-to-income ratio of 5.4, should help underpin rental demand and limit downside risk for investors focused on income. However, the recent capital growth 1y of -1.9% suggests that capital appreciation may be slower in the short term compared to the strong performance of the last three years.
Liquidity appears reasonable, with annual sales of 128 and properties spending 65 days on the market. Investors should expect to negotiate on price, but the underlying fundamentals suggest the area remains a viable option for those seeking stable rental returns rather than rapid capital gains.
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Investment properties in Clay Cross, East Midlands
£160,000 - Offers in Region of
3 bedroom terraced house for sale
Bestwood Park, Clay Cross, Chesterf...
£270,000 - Guide Price
4 bedroom detached house for sale
Springvale Close, Chesterfield, S45
£145,000 - Offers Over
3 bedroom terraced house for sale
Clay Lane, Clay Cross, Chesterfield...
Buyers have some negotiation leverage, but not much.
• Median discount: £4,500
• 1 in 4 properties sell at > £6,988 below asking
• 1 in 10 properties sell at > £8,000 below asking
In percentage terms:
• Median discount of 1.6%
• 25% of properties discounted by > 3.5%
• 10% of properties discounted by > 4.3%
Top postcodes for rental yield and (annualised) capital growth
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.