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Property investment stats for Clay Cross, East Midlands

A complete guide to property investment in Clay Cross.

Last updated: 18 September 2025

Investment summary

Clay Cross has seen notable house price growth over the past three years, with a capital growth 3y of 14.2% and an annualised growth 3y of 4.5%. However, the past year has brought some cooling, as shown by the capital growth 1y of -1.9%. The area offers relatively affordable entry points, with a median price per sq ft of £218 per sq ft and a price-to-income ratio of 5.4, which suggests a more accessible market for buyers compared to many parts of the country. Rental yields are attractive, with a rental_yield of 6.5%, and the top-performing postcode district also offers robust returns at 6.0%.

Liquidity is steady, with annual sales of 128 and a days on market figure of 65 days, indicating reasonable demand. The achieved prices are typically below asking, with a median achieved minus asking price of £4,500 (the typical achieved discount), so negotiation is part of the process.

Image of Clay Cross, East Midlands

Key investment stats for Clay Cross

Median price per sq ft

£218 / sq ft

Average rental yield

6.5%

Capital growth (1y)

-1.9%

Sales in past year

128

* Property stats calculated for last full calendar year (2024).

Live property stats in Clay Cross

Live prices in Clay Cross, East Midlands

* Extreme prices clipped for legibility

Properties for sale

Median price

£311,500

25% of properties below...

£203,738

75% of properties below...

£396,238

Most expensive property

£995,000

Live listings

120

Median days on market

65

Should you invest in Clay Cross?

Opportunities

  • The area offers strong rental yields of 6.5%, which should appeal to income-focused investors.
  • Entry prices are relatively accessible, with a median sale price for a 3-bedroom house of £244,975 and a median sale price for a 2-bedroom flat of £120,000.
  • The price-to-income ratio of 5.4 suggests affordability is better here than in many other markets, which could support future demand.

Risks

  • The capital growth 1y of -1.9% shows that prices have changed by this amount over the past year, which could signal some volatility or a plateau after earlier gains.
  • The median achieved minus asking price of £4,500 (the typical achieved discount) indicates sellers are often accepting below their initial asking price, which may affect returns if market sentiment weakens.
  • The area has a high proportion of social rented housing, in the 92nd percentile, which may influence local tenant demand and property values.

Outlook

Looking ahead, Clay Cross offers a mixed picture. The combination of strong rental yields of 6.5% and ongoing affordability, as seen in the price-to-income ratio of 5.4, should help underpin rental demand and limit downside risk for investors focused on income. However, the recent capital growth 1y of -1.9% suggests that capital appreciation may be slower in the short term compared to the strong performance of the last three years.

Liquidity appears reasonable, with annual sales of 128 and properties spending 65 days on the market. Investors should expect to negotiate on price, but the underlying fundamentals suggest the area remains a viable option for those seeking stable rental returns rather than rapid capital gains.

Live properties in Clay Cross

Investment properties in Clay Cross, East Midlands

3 bedroom terraced house for sale
13% below median price

£160,000 - Offers in Region of

3 bedroom terraced house for sale

Bestwood Park, Clay Cross, Chesterf...

Properties needing refurbishment in Clay Cross, East Midlands
Needs Refurb
4 bedroom detached house for sale
On market for 149 days

£270,000 - Guide Price

4 bedroom detached house for sale

Springvale Close, Chesterfield, S45

Slow to sell properties in Clay Cross, East Midlands
Slow to Sell
3 bedroom terraced house for sale
30% below median price

£145,000 - Offers Over

3 bedroom terraced house for sale

Clay Lane, Clay Cross, Chesterfield...

Low price-per-sq-ft properties in Clay Cross, East Midlands
Low Price per Sq Ft

Achieved vs asking prices

Key takeaway: Balanced market

Buyers have some negotiation leverage, but not much.

Headline stats

• Median discount: £4,500

• 1 in 4 properties sell at > £6,988 below asking

• 1 in 10 properties sell at > £8,000 below asking

In percentage terms:

• Median discount of 1.6%

• 25% of properties discounted by > 3.5%

• 10% of properties discounted by > 4.3%

Best places to invest in Clay Cross

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1S456.0%3.9%£232 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.