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Property investment stats for Chester, North West

A complete guide to property investment in Chester.

Last updated: 18 September 2025

Investment summary

Chester offers a mix of stable demand and moderate capital growth, making it a pragmatic choice for property investors who want steady returns rather than dramatic spikes. The city’s rental market is supported by a high student population in the 88th percentile and a large proportion of young adults, both in the 20-30 and 30-40 age brackets. With a price-to-income ratio of 5.0, affordability is reasonable compared to many other UK cities, and the median price per square foot of £295 per sq ft keeps entry costs within reach for many buyers. Liquidity is healthy, with properties typically spending 54 days on the market and an annual sales volume of 1,354.

Image of Chester, North West

Key investment stats for Chester

Median price per sq ft

£295 / sq ft

Average rental yield

5.5%

Capital growth (1y)

0.6%

Sales in past year

1,354

* Property stats calculated for last full calendar year (2024).

Live property stats in Chester

Live prices in Chester, North West

* Extreme prices clipped for legibility

Properties for sale

Median price

£300,000

25% of properties below...

£220,000

75% of properties below...

£450,000

Most expensive property

£2,000,000

Live listings

737

Median days on market

54

Should you invest in Chester?

Opportunities

  • The city’s strong rental yields of 5.5% and even higher yields of 6.5% in top-performing postcodes provide appealing income prospects for landlords.
  • High rental demand is underpinned by a student population in the 88th percentile and a private rented sector in the 67th percentile, making voids less likely.
  • The median achieved minus asking price of £4,000 (the typical achieved discount) suggests buyers can negotiate discounts, potentially improving entry yields.

Risks

  • Capital growth has been muted recently, with a 1-year capital growth of 0.6%, so investors seeking rapid appreciation may be underwhelmed.
  • The owner-occupier rate is in the 37th percentile, which could indicate less long-term stability in the local market if rental demand were to shift.
  • The market is not dominated by families (23rd percentile), so reliance on student and young professional tenants could be risky if demographics change.

Outlook

Chester’s property market is likely to remain steady over the next year, with moderate support from both the student population and young professionals. The annualised growth over three years of 3.8% shows that while the city is not a hotspot for runaway capital appreciation, it offers consistent if unspectacular returns. Rental yields should stay attractive for the foreseeable future, especially in areas with the top postcode district yield of 6.5%.

Affordability is likely to keep demand resilient, as the price-to-income ratio of 5.0 and rent-to-income ratio of 22.8% remain manageable for most tenants and buyers. Investors should expect a stable, income-driven market rather than dramatic growth, but the fundamentals suggest Chester will continue to reward patient, yield-focused landlords.

Live properties in Chester

Investment properties in Chester, North West

4 bedroom bungalow for sale
38% below median price

£350,000

4 bedroom bungalow for sale

Cambrian View, Whipcord Lane, Chest...

Properties needing refurbishment in Chester, North West
Needs Refurb
3 bedroom semi-detached house for sale
40% below median price

£170,000 - Guide Price

3 bedroom semi-detached house for sale

Kynaston Drive, CH4

Priced to sell properties in Chester, North West
Priced to Sell
2 bedroom flat for sale
On market for 178 days

£140,000

2 bedroom flat for sale

Cwrt Y Terfyn, Saltney, Chester, Fl...

Slow to sell properties in Chester, North West
Slow to Sell
1 bedroom apartment for sale
Reduced by 27%

£80,000 - Guide Price

1 bedroom apartment for sale

Union Street, Chester

Big price drop properties in Chester, North West
Big Price Drop
5 bedroom terraced house for sale
High yield opportunity

£225,000

5 bedroom terraced house for sale

Ermine Road, Hoole, Chester, CH2

HMO properties in Chester, North West
HMO
6 bedroom detached house for sale
3,421 sq ft

£1,250,000 - Offers Over

6 bedroom detached house for sale

Greenfield Crescent, Chester, Chesh...

Properties with planning granted in Chester, North West
Planning Granted
2 bedroom terraced house for sale
59% below median price

£170,000 - Guide Price

2 bedroom terraced house for sale

Tarvin Road, Boughton, Chester, Che...

Low price-per-sq-ft properties in Chester, North West
Low Price per Sq Ft
3 bedroom semi-detached house for sale
42% below median price

£260,000 - Guide Price

3 bedroom semi-detached house for sale

Lancaster Drive, Vicars Cross, Ches...

Auction properties in Chester, North West
Auction

Achieved vs asking prices

Key takeaway: Balanced market

On average, properties sell slightly below asking; careful comp analysis is key.

Headline stats

• Median discount: £4,000

• 1 in 4 properties sell at > £10,000 below asking

• 1 in 10 properties sell at > £15,100 below asking

In percentage terms:

• Median discount of 1.4%

• 25% of properties discounted by > 3.3%

• 10% of properties discounted by > 5.7%

Best places to invest in Chester

Top postcodes for rental yield and (annualised) capital growth

Rank
Postcode
Yield
Capital growth
Median £/sq ft
1CH16.5%1.1%£250 / sq ft
2CH45.7%5.0%£291 / sq ft
3CH25.0%4.4%£302 / sq ft
4CH34.9%4.8%£324 / sq ft

Data sources

GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:

  • HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.

  • Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.

  • Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.

  • GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.

  • Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.

  • HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.

Data is updated continuously, matched across sources and rigorously validated.