Property investment stats for Whitehaven, North West
A complete guide to property investment in Whitehaven.
Last updated: 18 September 2025
Investment summary
Whitehaven is a market where affordability stands out, with a price-to-income ratio of 3.6 and a median price per square foot of £174 per sq ft. The town’s housing stock leans heavily towards owner-occupation, sitting in the 68th percentile, while the private rental sector is much smaller than average. Liquidity is strong, with homes spending just 32 days on the market and a median discount of £0 (the typical achieved discount), meaning sellers are typically achieving their asking prices. Rental yields are attractive, with an average of 5.4%, and the top performing postcode district matches this figure.
Recent capital growth has been robust, with a 1-year increase of 6.7% and a 3-year rise of 16.9%, which annualises to 5.3%. These figures suggest that Whitehaven is not just affordable but also offers genuine potential for price appreciation.
Key investment stats for Whitehaven
Median price per sq ft
£174 / sq ft
Average rental yield
5.4%
Capital growth (1y)
6.7%
Sales in past year
382
* Property stats calculated for last full calendar year (2024).
Live property stats in Whitehaven
Live prices in Whitehaven, North West
* Extreme prices clipped for legibility
Properties for sale
Median price
£189,988
25% of properties below...
£125,000
75% of properties below...
£260,000
Most expensive property
£495,000
Live listings
116
Median days on market
32
Should you invest in Whitehaven?
Opportunities
- The combination of strong rental yields of 5.4% and affordable purchase prices makes Whitehaven appealing for investors seeking income and value.
- Properties are selling quickly, with a typical time on market of 32 days, supporting liquidity for both entry and exit.
- The recent capital growth of 6.7% over one year and 16.9% over three years indicates scope for further appreciation.
Risks
- The private rental sector is small, in the 5th percentile, which could limit tenant demand and make it harder to scale a portfolio.
- The population skews older, with the over-60s in the 66th percentile, which may affect long-term rental demand growth.
- The market is dominated by owner-occupiers, so investors could face more competition from buyers looking for homes rather than rentals.
Outlook
Looking ahead, I see Whitehaven’s affordability and recent growth trends as a solid foundation for continued investor interest. The current median asking sale price for a 3-bedroom house is £189,980, while the median rent for the same is £850, supporting healthy yields. Flats offer similar value, with a median asking price of £90,000 and median rent of £800.
Liquidity is likely to remain strong, given the quick sales and lack of discounting. While the smaller private rental sector and older demographic may temper rapid expansion, the fundamentals point to stability and steady returns for those who buy well and manage for the long term.
Property market trends in Whitehaven
Average yield (%)
* 2025 data for YTD
Median price per sq ft (£/sq ft)
* 2025 data for YTD
Live properties in Whitehaven
Investment properties in Whitehaven, North West
£225,000 - Guide Price
4 bedroom semi-detached house for sale
Loop Road South, Whitehaven, CA28
£150,000
2 bedroom flat for sale
Clarendon Drive, Whitehaven, Cumbri...
£200,000 - Offers in Excess of
6 bedroom semi-detached house for sale
Inkerman Terrace, Whitehaven
£760,000 - Offers in Region of
4 bedroom detached house for sale
Greenbank, Whitehaven CA28 9RB
£120,000 - Offers in Excess of
3 bedroom detached house for sale
Woodhouse Road, Whitehaven, CA28
Achieved vs asking prices
Key takeaway: Seller's market
Median discounts are small, suggesting a competitive market.
Headline stats
• Median discount: £0
• 1 in 4 properties sell at > £4,725 below asking
• 1 in 10 properties sell at > £6,660 below asking
In percentage terms:
• Median discount of 0.0%
• 25% of properties discounted by > 2.7%
• 10% of properties discounted by > 4.3%
Best places to invest in Whitehaven
Top postcodes for rental yield and (annualised) capital growth
Nearby and related areas
Data sources
GeoGlider calculates property investment stats by blending official and proprietary datasets. Here's a quick overview of key sources and how we use them:
HM Land Registry: Property transaction and sold-price records for England & Wales used to calculate historical capital growth, price levels and comparables.
Office for National Statistics (ONS): Demographic and economic indicators for the UK, including Census 2021, supporting area profiling and market context.
Ordnance Survey: Authoritative UK geospatial data powering accurate boundaries, roads and terrain for mapping and spatial analysis.
GeoProp: Our proprietary AI pipeline that processes millions of property listings to extract rich features and live market signals.
Department for Levelling Up, Housing & Communities: Energy Performance Certificate (EPC) scores and property floor areas.
HM Revenue & Customs (HMRC): Household income and employment data to understand local affordability and economic conditions.
Data is updated continuously, matched across sources and rigorously validated.